Common options to compare
Basic Emergency Medical
For visitors who want essential emergency medical protection during their stay.
- Emergency medical treatment for sudden sickness or accident
- Hospital and physician expenses subject to policy terms
- Best for shorter visits or lower-risk travellers
Enhanced Visitor Coverage
For visitors who want stronger protection and higher coverage amounts.
- Higher coverage limits may be available
- Optional pre-existing condition coverage may be available if stable
- Suitable for longer stays or older applicants
Family / Multi-Applicant Coverage
For families or groups travelling together.
- Multiple applicants can be quoted together
- Travel dates can be aligned for the group
- Useful for parents, relatives, or visitors arriving together
What to keep in mind
- Coverage amounts commonly range from $25,000 to $300,000 depending on age, insurer, and eligibility.
- For many visitors, $100,000 or more is a practical minimum recommendation.
- Pre-existing condition coverage depends on stability period and insurer rules.
This page is for general information only. Availability, eligibility, pricing, covered benefits, exclusions, and underwriting rules vary by insurer, province, age, health, and policy wording. A licensed advisor should review your needs before you buy coverage.