Common options to compare

Basic Emergency Medical

For visitors who want essential emergency medical protection during their stay.

Emergency medical treatment for sudden sickness or accident
Hospital and physician expenses subject to policy terms
Best for shorter visits or lower-risk travellers

Enhanced Visitor Coverage

For visitors who want stronger protection and higher coverage amounts.

Higher coverage limits may be available
Optional pre-existing condition coverage may be available if stable
Suitable for longer stays or older applicants

Family / Multi-Applicant Coverage

For families or groups travelling together.

Multiple applicants can be quoted together
Travel dates can be aligned for the group
Useful for parents, relatives, or visitors arriving together

What to keep in mind

Coverage amounts commonly range from $25,000 to $300,000 depending on age, insurer, and eligibility.
For many visitors, $100,000 or more is a practical minimum recommendation.
Pre-existing condition coverage depends on stability period and insurer rules.

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This page is for general information only. Availability, eligibility, pricing, covered benefits, exclusions, and underwriting rules vary by insurer, province, age, health, and policy wording. A licensed advisor should review your needs before you buy coverage.

More visitor insurance guidance

Visitor to Canada insurance is commonly reviewed for emergency medical protection, trip length, arrival date, and medical-history considerations. Visitors who are already in Canada may face different rules or waiting periods depending on insurer wording, so it is better to request a quote early.

Prepare travel dates, birth date, and current location.
Compare at least two coverage amounts and deductible options.
Ask about pre-existing condition stability if the visitor uses medication or had recent treatment.

Visitor to Canada Insurance

Common options to compare

Basic Emergency Medical

Enhanced Visitor Coverage

Family / Multi-Applicant Coverage

What to keep in mind

More visitor insurance guidance

Need help completing your quote request?

Common options to compare

Basic Emergency Medical

Enhanced Visitor Coverage

Family / Multi-Applicant Coverage

What to keep in mind

More visitor insurance guidance

Related insurance guides

Ontario service-area guides

Need help completing your quote request?