Privacy Policy

Our commitment to privacy

InsureWithK is operated by Kshitiz Shrivastava. We understand that insurance quote requests may include personal, family, financial, and medical information. This Privacy Policy explains how we collect, use, share, protect, and retain information when you visit this website, request a quote, submit a review, or contact us for insurance guidance.

We do not sell your personal information. Information submitted through this website is used to review your insurance needs, prepare quote options, communicate with you, support service requests, manage testimonials/reviews, and meet applicable legal, regulatory, and business record obligations.

Effective date: June 2026. This page may be updated from time to time as our services, technology, or legal requirements change.

Information we collect

• Quote request details: name, contact details, address, province, postal code, insurance type, coverage preferences, applicant count, travel dates, coverage start date, and related quote information.
• Applicant and medical details: date of birth, gender, medical questionnaire answers, medications, stability information, family history, pre-existing condition declarations, health/dental/vision questionnaire responses, and comments you choose to provide.
• Review information: rating, name, email, province, city, testimonial, consent confirmation, approval status, and optional response from InsureWithK.
• Technical information: IP address, browser/device information, timestamps, reCAPTCHA risk assessment results, and basic security/audit information needed to protect the website and prevent misuse.
• Communications: information you provide by phone, email, website forms, or other communication methods.

How we use your information

• To review your insurance needs and prepare personalized quote options.
• To contact you about your quote request, consultation, next steps, policy options, renewals, and related insurance matters.
• To compare available insurance products, eligibility requirements, coverage limits, and underwriting considerations.
• To maintain records for customer service, compliance, fraud prevention, audit, and legal obligations.
• To display approved reviews/testimonials when you have consented to public display.
• To improve the website, troubleshoot technical issues, protect against spam/bots, and improve the client experience.

How information may be shared

We share personal information only when reasonably necessary to provide insurance-related services or meet legal obligations.

• Insurance providers and related service partners: information may be shared with carriers, underwriting teams, or service providers when needed to obtain quotes, review eligibility, submit applications, or service coverage.
• Technology providers: secure hosting, database, email, reCAPTCHA, DNS/security, and administrative tools may process information on our behalf.
• Legal or regulatory requirements: information may be disclosed where required by law, regulator, court order, fraud prevention, or legitimate business protection needs.

We do not sell, rent, or trade personal information to third parties for direct marketing.

How we protect your information

• HTTPS/SSL encryption is used to protect data transmitted between your browser and the website.
• reCAPTCHA is used to reduce automated spam and abusive submissions.
• Sensitive quote payloads are encrypted before being stored in Firebase/Firestore using application-level encryption.
• Admin access is restricted and includes session timeout controls.
• Emails are designed to avoid exposing full medical details; sensitive details are reviewed through the secure admin workflow.
• Security headers, DNS protection, and secure hosting controls are used to reduce common web risks.

No website or electronic storage method can be guaranteed to be 100% secure. We use reasonable safeguards appropriate to the sensitivity of the information, but you should contact us directly if you prefer to provide sensitive information by phone instead of online.

Consent to contact

By submitting a quote request, review, or contact form, you consent to InsureWithK contacting you about your insurance needs and related services using the contact information you provided. This may include phone, email, or other reasonable communication methods. You may request that we limit or stop non-essential communications, although some communications may be necessary to complete your request or meet legal obligations.

Retention and deletion requests

We retain personal information only as long as reasonably necessary for the purpose it was collected, for client service, compliance, dispute resolution, fraud prevention, and legal or regulatory recordkeeping. When information is no longer required, we will take reasonable steps to delete, anonymize, or securely dispose of it.

You may request access, correction, or deletion of your personal information by contacting us. Some information may need to be retained where required for legal, regulatory, audit, or business record purposes.

Cookies, analytics, and reCAPTCHA

This website may use cookies or similar technologies to support security, performance, form functionality, analytics, and spam prevention. reCAPTCHA may collect information needed to determine whether a request is made by a human or an automated system. You can manage cookie preferences through your browser settings, but some website features may not work properly if cookies or scripts are blocked.

External links

This website may link to external websites such as insurance providers, Google, Netlify, Cloudflare, Firebase, or other third-party services. External websites have their own privacy practices and terms. Please review their policies before providing personal information to them.

Contact us about privacy

For privacy questions, access/correction/deletion requests, or concerns about how your information is handled, contact InsureWithK: